買樓前如何理解水浸風險
先查官方地址周邊結果，再逐項看不同水浸來源。高風險代表每年機率高於 3.3%，極低風險則低於 0.1%。
水浸可來自河流、海水、地面水、水庫及地下水。某一來源風險低，不代表其他來源也低。
英格蘭最新全國評估顯示，截至 2025-03-31，約 6.3 百萬個住宅及商業物業位於有水浸風險的地區。
風險級別
四個級別描述物業周邊地區每年的水浸機率。高風險高於 3.3%，中風險為 1% 至 3.3%，低風險為 0.1% 至 1%，極低風險則低於 0.1%。
- Band count
- 4
- High min %
- 3.3
- Low min %
- 0.1
- Medium min %
- 1.0
- Very low max %
- 0.1
Environment Agency flood and coastal erosion risk management report. 2024 to 2025 report, published 2026. 擷取日期 2026-08-03.
How this was counted
Postcode district. official annual-likelihood categories for areas around properties.
應查甚麼
使用地址周邊服務查看所有可用來源。如地圖或賣方資料顯示疑點，可索取水浸紀錄，並比較該物業可獲得的樓宇保險條款。
- Source count
- 4
- Sources
- rivers and sea, surface water, reservoirs, groundwater where available
Environment Agency Check the long term flood risk service. live service verified 2026-08-03. 擷取日期 2026-08-03.
How this was counted
Postcode district. sources listed by the address-area checking service.
全國概況
6.3 百萬是全國背景數字。買樓時應以地址結果及樓宇結構為主。
- As at
- 2025-03-31
- Homes and businesses million
- 6.3
Environment Agency flood and coastal erosion risk management report. 2024 to 2025 report, published 2026. 擷取日期 2026-08-03.
How this was counted
Postcode district. new National Flood Risk Assessment estimate for England.
Sources and method
- Environment Agency flood and coastal erosion risk management report. 2024 to 2025 report, published 2026. 擷取日期 2026-08-03.
- Environment Agency Check the long term flood risk service. live service verified 2026-08-03. 擷取日期 2026-08-03.
如需指定地址的桌面查核，Property Diligence 付費報告會加入公開來源可提供的物業層級詳細資料。